4) The XYZ's supplier offers terms of 27. net zo with a late fee of 15% per month You are now re-evaluating your payables policy under the new credit policy.XYZ, Inc, has three payment options. The payment could be on or before the cash discount period, on or before the end of the credit period but after the cash discount period, or (1) after the credit period is expired by 7 days. The invoice price represents the 45% of current sales. Calculate the daily NPV for each alternative (3 points) 5) What is your recommendations? Why? points)