4. What is the calculated payment for an amortized mortgage with a term of 40 years, annual payments, an interest rate of 7.0%, and an original loan principal amount of $250,000? Round your answer to the nearest $1,000. and 5. and If you purchased a property for $125,000 one year ago and sold it today for $123,500, what would be the percent change on a straight-line basis?