4. You have granted an unsecured loan to a company. This loan will be paid off by a single payment of $50 million. The company has a 3% chance of defaulting over the life of the transaction and your calculations indicate that if it defaults you would recover 70% of your loan from bankruptcy courts. If you are required to hold a credit reserve equal to your expected credit loss, how great a reserve should you hold? (2 points) Enter your