41. Which of the following policies protects a lender that has taken real estate as collateral for a loan? A. Mortgage policy B. Owner's policy C. Lender's policy D. Loan policy 42. Documents are recorded by A. Placing the original document on file in the recorder's office B. Submitting the original document that is photocopied and placed on file C. Copying the original document and returning it and the copy to the grantor D. Filing the name and address of the property owner 43. Installment contracts reemerged as a means to sell homes and commercial buildings as a result of which of the following? A. Decreased interest rates B. Increased interest rates C. Increased demand for property D. Reduced demand for property 44. The party with the least amount of flexibility in a lease-option agreement is the A. Grantor B. Grantee C. Optionee D. Optionor 45. Equitable title can be A. Inherited B. Transferred by sale C. Mortgaged D. All the above 46. The lender under a deed of trust is the A. Assignee B. Trustor C. Trustee D. Beneficiary 47. The borrower under a deed of trust is the A. Trustor B. Beneficiary C. Trustee D. Assignor