43. Refer to Exhibit 3.8. What is your annual rate of return on this investment?

Exhibit 3.8 Summary Risk-Return Results for Alternative Capital Market Assets: 1980-2010 Beta Arithmetic Mean Geometric Standard Deviation Annual With Annual Mean Return (Based on Arithmetic With Brinson Index Return Return Mean Return) S&P 500 GSMI S&P 500 12.04% 10.80% 15.60% 1.00 1.33 Ibbotson Small Cap Index 14.30% 12.18% 20.33% 0.99 1.44 Wilshire 5000 Equal Weighted 19.12% 16.94% 20.83% 1.02 Wilshire 5000 S&P Cap Weighted 1.48 12.02% 10.78% 15.61% 1.00 Russell 1000 12.06% 10.75% 15.76% 1.33 Russell 1000 Value 12.50% 11.31% 1.01 15.04% 0.92 .35 Russell 1000 Growth 11.49% 1.22 9.81% 17.91% 1.10 Russell 2000 1.48 12.36% 10.35% 19.94% 1.06 1.52 Russell 2000 Value 13.86% 12.31% 17.54% 0.91 Russell 2000 Growth 10.79% 8.00% 23.44% 1.21 Russell 3000 1.75 12.02% 10.70% 15.89% 1.01 Russell 3000 Value 12.56% 11.38% 1.37 15.04% 0.91 Russell 3000 Growth 11.35% 9.63% 18.12% IFC Emerging Markets 1.11 14.16% 11.57% 22.98% 0.80 FTSE All World 8.45% 7.09% 15.98% 0.96 FTSE All World Developed 8.18% 6.83% 15.65% 0.95 FTSE All World Emerging 10.44% 7.47% 24.92% 1.15 MSCI EAFE 8.90% 7.26% 17.71% MSCI Europe 12.51% 10.81% 17.80% 0.73 0.83 MSCI Pacifc Basin 10.08% 7.89% 21.13% 0.63 MSCI Japan 8.59% 6.13% 22.39% 0.54 1.15 Tokyo Stock Exchange Index 4.11% 2.15% 19.51% 0.50 0.88 M-S World Index 11.24% 10.00% 15.37% 0.86 1.34 Brinson GSMI 10.60% 10.01% 10.86 0.64 .00 LB Govemrnent Bond 8.30% 8.15% 5.51% 0.04 0.11 LB Corporate Bond 9.07% 8.82% 7.23% 0.14 0.28 LB Aggregate Bond 8.55% 8.39% 5.76% 0.08 High Yield Corporate Bond 10.43% 10.00% 9.24% 0.33 0.17 0.54 ML World Government Bond 8.12% 7.88% 7.04% ML World Government Bond ex U.S.' 0.03 0.18 9.06% 8.58% 9.84% 0.24 FTSE North American Equity REIT 0.03 13.30% 11.62% 17.49% 0.62 0.95 GS Commodities Index? 8.38% 6.39% 19.52% 0.18 0.35 Treasury Bill-30-Day 4.96% 4.95% 0.90% 0.00 0.00 Treasury Bill-6 months 5.63% 5.62% 0.98% 0.00 0.00 Treasury Note-2 year3 6.80% 6.76% 3.11% 0.01 0.04 Inflation 3.40% 3.39% 1.22% 0.00 -0.01 1ML World Government Bond Index based on 1986-2010 only. 2GS Commodity Index based on 1983-2010 only. 3Treasury Bill-6 month and Treasury Note-2 year based on 1981-2010 only. Source: Updated and modified, Frank K. Reilly and David J. Wright, "An Analysis of Risk-Adjusted Performance for Global Market Assets," Journal of Portfolio Management (Spring 2004)