43Within the steps to resolving a problem loan, why is it important to reevaluate the borrower?

Select one:

a.evaluating the bank and borrower's strengths and weaknesses helps determine a course of action

b.some lenders grow too close to their customers and cannot objectively appraise the situation

c.until a borrower has been testedby adversity, it is difficult to measure a borrower's true character

d.a bank with a few bad credits and the likelihood for strong future earnings may decide to engage in protracted loan workouts