49When matching loan terms to the appropriate index, which index should be used for short-term loans and lines of credit that will mature in one year or less, generally at a variable rate?

Select one:

a.one-month, three-month, six-month, or one-year Treasury securities

b.two-year, three-year, four-year, and five-year Treasury securities

c.Federal Home Loan Bank (FHLB) advance rates

d.prime rate, adjusted as prime adjusts