4a. As discussed in class and in your provided readings, what are best practices for debt repayment?

4c. Assume you have the following debt remaining AFTER you have paid all your minimum payments for the month and you have $500 extra to pay down debts:

	citi card	Macys credit card	student loan	furniture loan	car loan
APR	13%	23%	5.6%	0%	3.5%
balance	$6,600	$4,400	$6,000	$999	$500

How should you distribute your money across these bills if you are trying to make the most financially smart/rational impact on debt reduction? Show work in Excel and provide written answer in the word doc for how much $ you would put on each bill