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4a. How much does Sienna need to contribute to her individual retirement account each year over the next 30 years if her goal is to

4a. How much does Sienna need to contribute to her individual retirement account each year over the next 30 years if her goal is to have $500,000 available at retirement, if she can achieve an annual return on the account is 7%?

4b. how much of the retirement fund represents interest and gains (in excess of contributions) earned?

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