$5,1$ point

What is the difference between User Mode and Privileged Mode?

Privileged Mode is used to perform higher$-$level tasks on the router such as debugging and making configurations.

User Mode requires you to log in even if you dont have authentications setup.

User Mode and Privileged Mode are the same and you can configure whatever you want in either mode.

Privileged Mode also includes all of the options that are available for use in User Mode.