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5. [3 points] You plan to invest $5,000 at either the beginning or the end of each year for the next 20 years. a. If

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5. [3 points] You plan to invest $5,000 at either the beginning or the end of each year for the next 20 years. a. If you can earn an average of 8% annually on your investments, how much will your balance be at the end of 20 years in both situations? b. Which is the better choice and why

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