5. A woman is saving for retirement in 15 years. She currently has $300,000 in a savings account earning 6% per year. In addition, she is saving $22,000 per year in an account earning 4% per year. Finally, beginning 10 years before retirement (five years from now), she will begin saving an additional $22,000 extra per year into an account earning 5% per year. How much money will she have in her bank account when she retires in 15 years?