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5. As a follow up and similar question as number No. 4 above the borrower would like a loan with a 20 year term, as

5. As a follow up and similar question as number No. 4 above the borrower would like a loan with a 20 year term, as that would result in a lower interest rate of 7.0%. Based upon the original 75% Loan to Value would it be possible to get a 20-year term and 7.0% interest rate and meet the lender's 1.3 Debt Coverage ratio requirement

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