5) Assume the following for a one-year adjustable rate mortgage loan that is tied to the one- year Treasury rate: Loan amount: $150,000 Annual adjustment cap: 2% Lifetime cap: 5% Margin: 2.75% First-year contract rate 5.50% One-year Treasury rate at end of year 1 5.25% One-year Treasury rate at end of year 2 5.50% Loan term in years: 30 Given these assumptions, calculate the following: a. Initial monthly payment. b. Loan balance end of year 1. c. Year 2 contract rate. d. Year 2 monthly payment. e. Loan balance end of year 2 f. Year 3 contract rate g. Year 3 payment 5) Assume the following for a one-year adjustable rate mortgage loan that is tied to the one- year Treasury rate: Loan amount: $150,000 Annual adjustment cap: 2% Lifetime cap: 5% Margin: 2.75% First-year contract rate 5.50% One-year Treasury rate at end of year 1 5.25% One-year Treasury rate at end of year 2 5.50% Loan term in years: 30 Given these assumptions, calculate the following: a. Initial monthly payment. b. Loan balance end of year 1. c. Year 2 contract rate. d. Year 2 monthly payment. e. Loan balance end of year 2 f. Year 3 contract rate g. Year 3 payment