5. Automobile Insurance (PAP): Both Automobiles Type Liability Medical Payments Physical Damage, Own Auto Uninsured Motorist Collision Deductible Comprehensive Deductible Premium (per year) Personal Auto Policy $100,000/$300,000/$50,000 $5,000 per person ACV $50,000 per accident $100 $250 $1,080 The Smiths have asked you to a) evaluate the adequacy and cost of their current risk management situation, and b) make recommendations for improvement to their overall risk management portfolio, including: a. Life insurance b. Health insurance c. Disability insurance d. Long-term care insurance e. Property insurance i. Homeowners ii. Automobile f. Liability insurance g. Other that you deem appropriate