5. bias occurs because people tend to divide their money into separate accounts for example 'money for paying bills, money for traveling, and money for savings' a. Anchoring b. Familiarity bias c. Mental accounting d. Risk aversion 6. An example of systematic risk that is undiversifiable could be: a. A major labor strike to object to unjust management b. Major natural disaster affecting the company's operation. c. A firm unexpectedly winning a large government contract. d. Management failing to protect a new product with a patent resulting in a loss of competitive advantage