(5) Bob deposits $11,000 at the beginning of each year for 6 years in a fund earning an annual effective rate of 7.5%. The fund pays out the interest at the end of each year. Bob is only able to reinvest this interest at an annual effective rate of 5%. Find the accumulated value of Bobs investments at the end of thirteen years. (Ans $132,817.13) Please do not copy from other answers since none of them is correct. Thanks for your help!