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5. Deposits of $1,000 are placed in a fund at the end of each year for 12 years. How much is in the fund at

5. Deposits of $1,000 are placed in a fund at the end of each year for 12 years. How much is in the fund at the end of 12 years, if it accumulated at 5% for the first 8 years, and at 6% for the last 4 years

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