5. For the past calendar year, Diamond Insurance reported the following financial information for a specific line of insurance. (4 marks) Premiums Written Incurred Losses Underwriting expenses Earned Premiums Net Investment Income Loss Adjustment Expenses $45,500,000 $23,180,000 $14,605,000 $44,240,000 $2,690,000 $6,630,000 Calculate for the following: a- Loss ratio b- Expense ratio C- Net investment income ratio d- Diamond Insurance's combined ratio for the year? e Diamond Insurance's overall operating ratio for the year? f. What conclusions can you reach about their performance