5. Group-Term Life Insurance. (Obj. 2) Remix, Inc. provides group-term life insurance coverage for each of its employees. The amount of coverage is equal to one year's salary. Remix pays 100% of the cost for the premiums. Tony and Ruth are employees of Remix. Tony is 46 years old; his salary for the year is $85,000. Ruth is 52 years old; her salary for the year is $120,000. Ruth is a key employee of Remix; Tony is not. a. Discuss the consequences to Tony and Ruth if Remix's plan does not favor key and highly paid employees. b. Discuss the consequences to Tony and Ruth if Remix's plan favors key or highly paid employees.