5) In 2015, GOOG had a Price/Earnings ratio of 20. Its cost of capital was roughly 7%. What does the market believe its growth rate will be? 6) To buy a car, you need to take out a $6,000 fixed rate loan with 5 years to maturity, 60 equal monthly payments, and a quoted annual interest rate of 9% APR. What will be your monthly car payment? 7) An insurance company offers a retirement annuity that pays $20,000 per year for 10 years and sells for $120,000. What is the implied interest rate that this insurance company is offering you? 8) Why do we use the U.S. Treasury securities market to draw the yield curve