5. John and Sylvia Smith have an ML3 Homeowner's Policy with a limit of $300,000 on the dwelling. There are no added endorsements except for a Personal Injury Liability. Endorsement. 5a. Based upon the dwelling amount how much coverage do they have for: (3 points) a. Other structures b. Contents c. Additional Living Expense/ Loss of Use Their Homeowner's Section I deductible is $500. Their Personal Liability Limit is $300,000. The Medical Payments Limit is $5,000. Based upon the above information and calculations, how much would be paid under the following situations. a. An overheated fry pan is removed from the stove and placed on the kitchen counter. The counter is scorched and it will cost $2,500 to replace the entire counter. ( 3points) b. Their dog escapes from their fenced-in yard and bites a neighbor who lives two houses from the premise of John and Sylvia. The neighbor sues for $60,000. (3 points) c. A nearby creek overflows during a severe storm and floods the Smith's basement causing $15,000. In flood damage. (3 points)