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5. Maria purchased a used car for $10,000. She made a down payment of $2,000 for the car and financed the $8.000 balance at APR-MARR

5. Maria purchased a used car for $10,000. She made a down payment of $2,000 for the car
and financed the $8.000 balance at APR-MARR interest of 12% nominal compound monthly
for 4 years. What will be the monthly payment for the loan?
has to be done by hand

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