5) Mr. Pinkman explains to Skyler that understanding Net Interest Margin (NIM) is very important to the bank. He asked Skyler to explain NIM. a) It is an efficiency measures as well as profitability measure, it measures how large a spread between interest revenues and interest costs management has been able to achieve b) Simply put it is the total deposits minus the total loans c) It is the total loans minus the total deposits Mr. Pinkman wants to make sure Skyler knows one of the key calculations to measure the Bank's efficiency and performance - He asks her the how to calculate Net Interest Margin: a) The total interest income divided by the Bank's equity b) The total Bank's assets divided by the Bank's equity c) The Banks Interest Income minus the Bank's Interest Expense divided by the Bank's total assets 6)