5. Nancy is a financial planner. Her client, Mr. Martin, is 62 years old and retired. His Social Security and pension plan benefits barely cover his living expenses. His two assets are his personal residence and a brokerage account of $600,000 invested in conservative mutual funds. Nancy advises Mr. Martin to sell all of his mutual fund shares and invest the proceeds in commercial real estate. If Mr. Martin follows Nancy's advice and subsequently loses $300,000, will Nancy be liable for fraud