5. Oliver, who is single, has come to you for tax advice. He says under the recent tax legislation he is never able to benefit by itemizing his deductions. He tells you that with the standard deduction being around $12,000, and with his home mortgage interest, taxes, and charitable contributions only coming to $11,500, he takes the standard deduction. Each year he gives $5,000 to his church, and that is his only charitable contribution. He wants to know if you have any suggestions. Advise. What do you tell him to do