5) Roseanne wants to borrow $60,000 for a period of 5 years. The lender offers her a choice of three payment structures: 1. 2. Pay all of the interest (10% per year) and principal in one lump sum at the end of 5 years. Pay interest at the rate of 10% per year for 4 years and then a final payment of interest and principal at the end of the 5th year. 3. Pay 5 equal payments at the end of each year inclusive of interest and part of 4. the principal. PMT = $ 10,551.86. Under which of the three options will Roseanne pay the least interest and why? Calculate the total amount of the payments and the amount of interest paid under each alternative.