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5. Suppose you take a 30 -year fixed-rate mortgage for $250,000 at 5.25%, monthly payments with a two discount point rebate (negative discount points) to

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5. Suppose you take a 30 -year fixed-rate mortgage for $250,000 at 5.25%, monthly payments with a two discount point rebate (negative discount points) to the borrower. Assume that you have no other financing fees. A. ( 1pt) What is the APR of the loan? B. (1 pt) What is the effective cost with a five-year holding period

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