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5. The effect of financial leverage on ROE Companies that use debt in their caplal structure are sald to be using finandal leverage. Using leverage

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5. The effect of financial leverage on ROE Companies that use debt in their caplal structure are sald to be using finandal leverage. Using leverage can increase shareholder returns, but leverage also increases the risk that shareholders bear. Consider the following case: Green Penguin Pencil Compary is considering a project that will require $600,000 in assets. The project will be financed with 100% equity, The company foces a tax rate of 30\%. Assuming that the project generates an expected EBIr (earnings before interest and taxes) of $140,000, then Green Penguin's anticigated roe (return on equity) for the project will be: 13.88%17.96%17.15%16.33% In contrast, assume that the project's tarr is only 340,000. When caicilating the tax effects, assume that the entire Green Penguin Fencii Company witl eam a large, postive income this year. The resulting ROE will be Biack Sheep Brosdcasting Company is considering implementing a project that is identical to that being evaluated by Green Penguin-although Biack Sheep wanks to finance the $600,000.00 in addalonal assets using 50% equity and 50% debt capilal, The interest rate on Biock sheep's new debt is expected to be 13\%, and the project is forecasted to generate an EBIT of $140,000. As a result, the project is expected to generate a ROE of Now assume that Biack Sheep finances the same project with 50% debt and 50% equity capital, but expects it to generate an EBrt ef only 540,060. Further assume that the company as a whole will generate a large, positive income this year, such that any loss generated by the project ( gith its resulting tax saving) will be offset by the company's other (positve) income. Remember, the intereat rate on Biack sheep's debe is i3th. Under these condibions, it is reasonable to expect that biack Sheep will generate a ROE of: Given the ROf-related findings above for both Grees Fenguln and Biack Shete, answer the following questien: - The use of finandil teverage a fim's expected rot, the arobabilify of a larpe loss, and cansequentir the risk borne by the firm's stockhoiders. - The grebter a firmis chance of bankruptcy, the its eqtimal debt rates wit be. mannger is more likely to use debt in an effort te boedt prosta

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