5. Which of the following is a true statement about a convertible term insurance policy? a. The insured must provide evidence of insurability at the time of conversion b. The premium amount will not change after converting to a whole life policy c. Everything else being equal, the premium for a convertible term insurance policy will be greater than non-convertible term insurance policy d. Typically, convertible term is more attractive to older policyowners than to younger e. None of the above are true statements