(5) You are considering buying a new car for $35,000. The dealer offers a 3.6% APR financing for 36 months or S2,000 cash rebate. If you prefer the cash rebate offer, then you need to borrow only $33,000 at a higher interest rate. Assume your bank is willing to lend you up to $35,000 at 5.4% APR for 36 months. What would you do