5) Your client is 40 years old, and she wants to begin saving for retirement, with the first payment 02pts} to come one year from now. She can save $5,000 per year, and you advise her to invest it in the stock market, which you expect to provide an average return of 11 percent in the future. a. If she follows your advice, how much money would she have at 65? b. How much would she have at 707 If her investments continue to earn the same rate after retirement. How much could she withdraw at the end of each year after retirement for each retirement age? c.If she expects to live for 20 years in retirement if she retires at 65 d. If she expects to live for 15 years in retirement if she retires at 70, a. b. d