5. Your dog attacked a visitor while on your property. Your policy... (2 points) Any incident of dog attacks aren't covered by homeowner policies. If you didn't post any dog signs, you're responsible and your policy won't cover it. Covers this under the "scienter' (or admission of fault) clause. Even if the incident was caused by negligence on your part, or you didn't post signs and allowed it to happen, you're still protected. 6. You're doing some painting and plastering work on your home. It's strictly cosmetic. You should inform your insurance company because... (2 points) Even if it's cosmetic, the work will affect your insurance policy. The work may increase the value of your home, so your may need to reassess my home policy. Don't bother - it's only cosmetic