500 words. The purpose of this assignment is for you to describe a real-life insurance claim. This is a claim, not a type of insurance.

Here are the guidelines:

The claim should be for a specific person or business.

Your goal is to choose a situation where an insured loss occurred or an application for insurance was turned down.

Describe the situation in as much detail as you can (dates, location, insurance, company, etc.), explaining specifically what was covered, what was excluded, why the insured might not have been able to recover 100% of the loss, and your assessment about whether the settlement was fair.