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56. According to the Fair and Accurate Credit Transactions Act (FACTA), the definition of creditor includes any entity that: A. Accepts credit cards as a

56. According to the Fair and Accurate Credit Transactions Act (FACTA), the definition of "creditor" includes any entity that: A. Accepts credit cards as a form of payment B. Borrows funds based on credit reports C. Regularly extends, renews, or continues credit D. Arranges for the distribution of credit reports and is nongovernmental

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