58) A company has a long-term loan on which it is making annual payments of $20,000. This year, the $20,000 payment is composed of $15,000 in interest and $5,000 that goes toward repaying the loan. What is needed in the journal entry to record this $20,000 cash loan payment? O Debit to loan payable for $5,000 O Credit to interest expense for $20,000 O Credit to Interest expense for $15,000 O Debit to loan payable for $20,000