5-Year Term 10-Year Term TABLE 19-1 Annual Life Insurance Premiums (per $1,000 of Face Value) Term Insurance Permanent Insurance 20-Payment Life Whole Life 20-Year Endowment Age 18 Male Female Male Female Male Female Male Female Male Female $2.32 $1.90 $4.33 $4.01 $13.22 $11.17 $23.14 $19.21 $33.22 $29.12 19 2.38 1.96 4421 4.12 13.60 11.68 24.42 20.92 33.68 30.04 201 243 2.07 4.49 4.20 14.12 12.09 25.10 21.50 34.42 31:28 21 2.49 2.15 457 4.29 14.53 12.53 25.83 22.11 34.90 31.79 22 2.55 2.22 4.64 4.36 14.97 12.96 26.42 22.89 35.27 32.40 23 2.62 2.30 4.70 442 15.39 13,41 27.01 23.47 35.70 32.93 24 2.69 2.37 4.79 4.47 15.90 13.92 27.74 24.26 36.49 33.61 25 2.77 2.45 4.85 451 16.38 14.38 28.40 25.04 37.02 34.87 26 2.84 2.51 4.92 4.60 16.91 1477 29.11 25.96 37.67 35.30 27 2.90 2.58 5.11 4.69 17.27 1521 29.97 2683 38.23 35.96 28 2.98 2.64 5.18 4.77 17.76 15.60 30.68 27.54 38.96 36.441 29 3.07 2.70 5.23 4.84 18.12 16.18) 31.52 28.09 3942 37.21 30 3.14 2.78 5.30 4.93 18.54 16.71 32.15 28.73 40.19 37.30 35 3.43 2.92 642 5.35 24.19 22.52 37.10 33.12 43.67 39.19 40 423 3.90 7.14 6.24 27.21 2540 42.27 36.29 48.20 42.25 45 6.12 5.18 8.81 7.40 33.02 29.16 48.73 39.08 51.11 46.04 50 9.72 8.73 14.19 9.11 37.94 33.57 56.31 44.16 58.49 49.201 55 16.25 12.82 22.03 13.17 4583 37.02 61.09 49.40 71.28 53.16 60 24.10 19.43 37.70 24.82 53.98 42.24 70.43 3255 79.15 58.08 TABLE 19-2 Life Insurance-Premium Factors Premium Percent of Paid Annual Premium Semiannually 52% Quarterly 26% Monthly 9% Using Table 19-1 and Table 19-2 calculate the annual, semiannual, quarterly, and monthly premiums (in 5) for the life insurance policy. Round your answers to the nearest cent. Face Value Sex and Age Type of Policy Annual Premium Semiannual Premium Quarterly Premium Monthly Premium of Policy 30,000 of Insured female-35 10-year term Using Table 19-1 and Table 19-2, calculate the annual, semiannual, quarterly, and monthly premiums (in $) for the life insurance policy. Round your answers to the nearest cent Face Value Sex and Age of Policy of Insured Type of Policy Annual Premium $40,000 male-40 whole life $ Semiannual Premium Quarterly Premium Monthly Premium