6. Choosing a bank Aa Aa In choosing a bank, businesses face different selection criteria than individuals. Because banks have different lending policies and areas of expertise, management must take into account all of a bank's characteristics before choosing a banking relationship A small community bank with highly variable deposits would most likely be a Which one of the following attributes would be most important to a car-leasing business that needs access to specialized inventory finance? A small bank with loyalty to the community A bank with expertise in electronic funds transfer and foreign currency operations A bank with small-business expertise A bank with separate divisions for specialty lending, such as real estate