[6 marks] Donald, aged 70 has purchased a $2,000,000 whole life insurance policy where benefits will be paid immediately on death. The force of mortality is 4% and the force of interest is 8%. what is the APV for this policy? Suppose instead it was a continuous whole life annuity paying $20,000 per month, what would be the APV? [6 marks] Donald, aged 70 has purchased a $2,000,000 whole life insurance policy where benefits will be paid immediately on death. The force of mortality is 4% and the force of interest is 8%. what is the APV for this policy? Suppose instead it was a continuous whole life annuity paying $20,000 per month, what would be the APV