$6.$ Marly Bank currently has $$650$ million in transaction deposits on its balance sheet. The current reserve requirement is $10$ percent, but the Federal Reserve is decreasing this requirement to $9$ percent. a$.$ Show the balance sheet of the Federal Reserve and Marly Bank if Marly Bank converts all excess reserves to loans, but borrowers return only $60$ percent of these funds to National Bank as transaction deposits. b$.$ Show the balance sheet of the Federal Reserve and Marly Bank if Marly Bank converts $90$ percent of its excess reserves to loans and borrowers return $75$ percent of these funds to Marly Bank as transaction deposits.