6. On May 14, 2020, Lloyd's of London, a British insurance and reinsurance market, said that it expects coronavirus-related losses to the insurance sector to be the largest to date. The market has projected that its own Covid-19 property and casualty (P&C) claims could reach up to $4.3 billion as at June 30 and warned that this could rise further if the pandemic continues for another quarter. Relating to the determinants of loss risk, please make a brief qualitative analysis of the loss risk of P&C insurers facing the coronavirus outbreak and related claims