6 Susie has just won the provincial lottery and has been offered the following choices of prizes: $5,000,000 today, OR $225,000 per year at the end of each year in perpetuity (forever), OR $500,000 at the beginning of the year for the next 10 years (starting today) plus one payment of $2,500,000 at the end of the 10" year. If Susie can earn an effective annual return of 4% on funds invested, which option should Susie choose? Briefly explain your choice. Evaluate these options solely based on PRESENT VALUE analysis