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6- Vertical risk transfer (VRT) depends on, * O Contractual Provisions (contract should include VRT) O State laws (should accept VRT) Available endorsements (Policies should

6- Vertical risk transfer (VRT) depends on, * O Contractual Provisions (contract should include VRT) O State laws (should accept VRT) Available endorsements (Policies should include VRT) O all the abo

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