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You signed an initial $300,000, 30-years mortgage with BMO. The quoted rate was 6.075% (semi-annual compounding), monthly payments, fixed for 5 years. After exactly 5 years, you plan to re-new your mortgage. You are offered a new quoted rate of 5.2% (fixed, semi-annual compounding). What is your new monthly payment, if you te- finance the full outstanding amount for 25-years? Your new monthly payment will be