60 A financial plan should be ut of Select one: a. prepared when you graduate from college or university and carefully followed thereafter without changes. o b. prepared when you graduate from college or university and reviewed and adjusted periodically as events such as marriage, job changes, birth of children, and retirement necessitate. c. done only in a rough outline, as it will change too often to make anything more detailed feasible. d. prepared when you graduate from college or university and carefully followed until you retire, when you will no longer need one