63. A banker considering loaning money to a firm for ten years would most likely prefer the firm have a debt ratio of and a times interest earned ratio of_ a..75; -75. b. .50; 1.00. c. .45; 1.75.4 d. .40; 2.50. e .35; 3.00. 64. If a firm can decrease its costs while maintaining the current level of sales, its: a. return on equity will increase.! b. return on assets will decrease. c. profit margin will decline. d. equity multiplier will decrease. e. price-earnings ratio will increase