$73$

nodikma iled swhitantial wath over the years, including various real estate properties, stocks and a large tratience in a savings account. She wants to make sure that her wealth is passed onto her two children and focir grandchiliren in the most efficient way possible. She meets Naheed a financial planner to discuss her options and potentially draft a comprehensive estate plan. He spent the meeting discussing common will inclusions to highlight to Susan in preparation for a meeting with an estate lawyer. Which of the common pitfalls did Susan encounter with Naheed.?

a$)$ procrastination, excessive focus on tax avoidance, failure to look beyond the will

b$)$ Not considering other issues such as distributing assets and donations and not just only on will considerations

c$)$ not discussing tax avoidance since there is sufficient liquidity

d$)$ procrastination and not dealing with planning for death