7. {3 points] You have decided to purchase a new automobile with a hybrid-fueled engine and a six-speed transmission. After the trade-in of your present car, the purchase price of the new automobile is $40,000. This balance can be financed by an auto dealer at 3.7% APR with payments over 60 months. Alternatively, you can get a $3,000 discount on the purchase price if you finance the loan balance at an APR of 9% over 60 months. Should you accept the 3.7% nancing plan or accept the dealer's offer of a $3,000 rebate with 9% financing? Both APRs are compounded monthly