7. A bank has a SME customer who is over-trading. While its sales and profit growth are impressively high, the firm's leverage and liquidity have been consistently eroded and have now reached a danger zone. Generous dividends continue to be paid. The bank is unwilling to extend more credit. The best solution(s) going forward would be: * Improve profitability o Improve asset efficiency by liquidating surplus assets (if any) Cut back dividends Reduce growth rate or invest growth equity capital O All of the above