7 assignment Utilizing the following websites: http://www.fsco.gov.on.ca/en/Pages/default.aspx (Note: content can also be found under the FSRA website, however, the new website is not as comprehensive and informative as the FSCO website) 1. Go to Auto Insurance - for the consumer. I was riding my bicycle and was hit by a car. Can I get I get compensation for my injuries and where do I go for this? a. I am on my bicycle . . . It was a hit and run by a car (car left the scene) and I don't have a car or insurance of my own. Answer (explain): (2 marks) b. I have a car and insurance but I chose to ride my bike since it was a beautiful day, I got hit by a car and again they fled the scene. Answer (explain) (2 marks) c. I don't have a car or my own insurance, I was riding my bike when I was hit by a car and the driver stayed at the scene and has car insurance Answer (explain) (2 marks) 2. Despite having "no fault" insurance, being at fault can still affect my insurance claim and make my premiums go up. It was an icy day and my vehicle slid into another car. Explain how police charges or convictions will or will not affect my insurance claim. (found under: after an accident: understanding the claims process - how does your insurance company find fault - how does an at-fault accident affect me?) Answer: (2 marks) 3. We have a "no fault" automobile insurance system. If I lend my car to my friend and they are found at fault for the accident, how may this affect my insurance coverage or premiums? (found under: after an accident: understanding the claims process - how does your insurance company find fault - how does an at-fault accident affect me?) Answer: (2 marks) 4. The insurance company will not pay to repair your vehicle; they say your car is a total write off . . . what can you do if they do not offer you a fair cash settlement? (found under the pdf: after an accident: understanding the claims process - How Does Your Insurance Company Decide Whether to Repair Your Vehicle or Declare It a Total Loss?) Answer: (1 mark) 5. Property and Casualty Insurance: list one common activity that increases risk under your home insurance policy and one activity that will reduce your home insurance premium. (- go back to the home page then to Insurance - Consumers - Home Insurance)